Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations.
The big question is do I need it? The answer might be as simple as what you have to lose. If you have assets such as a home with equity, cash flow or investments then yes you need better coverage in the form of an umbrella insurance. The good news is umbrella insurance is very affordable. Call us for a quick quote.