Fort Collins SR-22 Insurance | Fast Local Filing

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Dealing with a suspended or revoked driver’s license is a major hurdle, but you don’t have to navigate the Colorado DMV alone. At Insurance Specialties Ltd., we specialize in helping drivers get back on the road quickly and affordably.

As a local independent agency, we shop multiple carriers to find you the best rates—including Geico SR-22 policies (now available through our agency since 2025). Whether you need a standard auto policy or a Non-Owner SR-22, we provide same-day electronic filing to the state.

How much does SR-22 insurance cost in Colorado?The cost of an SR-22 depends on your specific driving record and the violation (such as a DUI or uninsured accident). While the filing fee itself is minimal (usually $15–$25), the underlying insurance premium is what varies. In 2026, we are helping drivers mitigate rising Colorado insurance costs by comparing Geico’s high-risk rates against other top national carriers.
How long do I have to carry an SR-22 in Colorado?In most cases, you must maintain an SR-22 for three consecutive years. It is vital that your policy does not lapse during this time; if it does, your insurance company is legally required to notify the DMV, which could lead to an immediate re-suspension and a "reset" of your three-year requirement.

Whether you’ve had an at-fault accident, a DUI/DWI, or a reckless driving charge, we ensure your documentation aligns perfectly with Colorado’s Form DR2316 financial responsibility requirements.

• Auto SR-22: Fast quotes for your daily driver with liability limits that protect you and satisfy the state.
• Non-Owner SR-22: If you do not own a vehicle but need to reinstate your license, this is the most affordable way to satisfy the DMV.
• Motorcycle SR-22: We provide specialized SR-22 certificates for riders, ensuring you have proof of responsibility during any traffic stop.

Located on Redwing Road in Fort Collins, Insurance Specialties Ltd. is proud to be a Northern Colorado staple. While we are local to the 80525 and 80526 zip codes, we provide electronic SR-22 filings for drivers in:

• Northern CO: Loveland, Greeley, Windsor, Wellington, and Longmont.
• Front Range & Beyond: Denver, Colorado Springs, Boulder, Pueblo, and Grand Junction.

Don't let paperwork keep you from your job or your family. Our team of experts is committed to securing the most cost-effective coverage for your situation.