Motorcycle Insurance in Fort Collins & Northern Colorado

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Finding the right motorcycle insurance in Fort Collins shouldn't be a uphill climb. At Insurance Specialties Ltd., we are independent agents, which means we work for you—not the insurance companies. Whether you’re looking for the specialized protection of Colorado Progressive motorcycle insurance or competitive rates from Geico, we shop the top carriers to find you the best coverage at the lowest price.

From cruising the Front Range to navigating the canyons, we ensure riders from Loveland to Greeley and across the state of Colorado are protected.

Every bike and every rider is different. We offer flexible policy options that go beyond the basics. Our Northern Colorado motorcycle insurance packages can include:

• Total Loss Coverage (TLC): Protection for your brand-new bike.
• Custom Parts & Accessory Coverage: Essential for custom builds and cruisers.
• Roadside Assistance & Trip Interruption: Peace of mind for trips to Steamboat Springs or Vail.
• Safety Riding Apparel Coverage: Protection for your helmets, leathers, and boots.
• Enhanced Injury Protection & Medical Payments: Coverage for you and your passenger.
• OEM Parts Guarantee: Ensures your bike is repaired with original manufacturer parts.
• Off-Road Coverage: Protection for dirt bikes and ATVs used on-road.

Because we quote both Progressive and Geico (partnered since 2025), we can find discounts that others might miss. Whether you have a brand-new sportbike or a vintage motorcycle over 25 years old, we help you save with:

• Multi-Policy Discounts: Bundle your motorcycle with your Home or Auto insurance.
• Safety Course Credits: Save more if you’ve completed a certified rider safety course.
• Responsible Driver & Claim-Free Renewals: Rewarding your safe riding history.
• Transfer Discounts: Savings just for switching your coverage to us.
• Advanced Quote & Paid-in-Full Discounts: Lower your premiums by planning ahead.

Struggling to find affordable coverage due to a specialized filing? We specialize in Colorado SR22 motorcycle insurance. We help riders in Denver, Aurora, and Pueblo get back on the road quickly and legally with the required state filings.

While we are proudly located in Fort Collins, our expertise covers the entire state. We provide expert insurance advice and quotes to the following communities:

Front Range: Loveland, Greeley, Longmont, Boulder, Wellington, Windsor, Thornton, and Arvada. Metro Areas: Denver, Aurora, Lakewood, Littleton, and Colorado Springs. Mountain & Western Slope: Grand Junction, Glenwood Springs, Vail, Steamboat Springs, Durango, and Cortez. Eastern Plains: Sterling and Fort Morgan.

Don't settle for a "one-size-fits-all" policy. Contact Insurance Specialties Ltd. today to compare the best Colorado motorcycle insurance rates.