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Insurance Specialties LTD
Insurance Home
Insurance Menu
  • Car Insurance
  • Homeowner's Insurance
  • Home and Auto Bundle
  • Umbrella Insurance
  • SR22 Insurance
  • Motorcycle Insurance
  • RV Insurance
  • Boat Insurance
  • Trucking Insurance
  • Progressive BOP and GL
  • Colorado Insurance Blog
Community
Insurance Partners
  • Insurance Carriers
  • Insurance Claims
Progressive Insurance
Safeco Insurance Colorado
More
  • Insurance Home
  • Insurance Menu
    • Car Insurance
    • Homeowner's Insurance
    • Home and Auto Bundle
    • Umbrella Insurance
    • SR22 Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Boat Insurance
    • Trucking Insurance
    • Progressive BOP and GL
    • Colorado Insurance Blog
  • Community
  • Insurance Partners
    • Insurance Carriers
    • Insurance Claims
  • Progressive Insurance
  • Safeco Insurance Colorado
  • Insurance Home
  • Insurance Menu
    • Car Insurance
    • Homeowner's Insurance
    • Home and Auto Bundle
    • Umbrella Insurance
    • SR22 Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Boat Insurance
    • Trucking Insurance
    • Progressive BOP and GL
    • Colorado Insurance Blog
  • Community
  • Insurance Partners
    • Insurance Carriers
    • Insurance Claims
  • Progressive Insurance
  • Safeco Insurance Colorado

Progressive Businessowners Policy BOP & Contractors GL

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Eligible Contractor Classes: Examples

This program is designed for applicants who have: • Payroll (excluding owner’s payroll) below $300,000 • Property value (building and contents) below $1,000,000 Applicants with more than one location are not eligible.


  • Air Conditioning Systems or Equipment Dealer or distributors and installation, servicing or repair (includes sales and installation of ducts and piping and includes display rooms and shops)
  • Appliances and Accessories Installation, service or repair (not including TV or radio)
  • Carpentry • Exterior (no home building) • Interior
  • Carpet, Rug, Furniture or Upholstery Cleaning On customer’s premises
  • Ceiling or Wall Installation Metal only (other than metal should be classified as drywall or wallboard installation or carpentry)
  • Concrete Construction
  • Door, Window or Assembled Millwork Installation—metal only (other than metal should be classified as carpentry) • Residential garage door work is also acceptable
  • Driveway, Parking Area, or Sidewalk Repair Paving or repaving (not including clearing of right-of-way, earth or rock excavation and filling or grading of land)
  • Drywall or Wallboard Installation
  • Electrical Work Within buildings
  • Fence Erection Contractors Only applies to risks that install or erect fences
  • Floor Covering Installation (Not ceramic tile or stone)
  • Furniture or Fixtures Installation in offices or stores—portable—metal or wood
  • Glass Dealers and Glaziers Sales and installation (includes bending, grinding, beveling or silvering of plate glass)
  • Handyperson
  • Heating or Combined Heating and Air Conditioning Systems or Equipment Dealers or distributors and installation, servicing or repair—no liquefied petroleum gas (LPG) equipment sales or work
  • House Furnishings Installation Not otherwise classified (includes incidental upholstering and floor covering installation)
  • Interior Decorators
  • Landscape Gardening No tree removal or excavation
  • Lawn Sprinkler Installation
  • Masonry
  • Metal Erection • Decorative or artistic • No structural work
  • Painting—Exterior Buildings or structures—three stories or less in height (not otherwise classified)
  • Painting Interior buildings or structures
  • Paper Hanging
  • Plastering or Stucco Work • Insulation work is also acceptable • No swimming pool work
  • Plumbing • Commercial (not industrial) • Residential or domestic
  • Refrigeration Systems or Equipment Dealers and distributors and installation, servicing or repair—commercial
  • Residential Cleaning Services
  • Septic Tank Systems Cleaning
  • Siding Installation Three stories or less in height (wood siding installation should be classified as carpentry) • Gutter Installation is also acceptable
  • Sign Painting or Lettering Inside of building—no spray painting
  • Tile, Stone, Marble Mosaic, or Terrazzo Work Interior construction (includes incidental exterior work)
  • Window Cleaning Three stories or less in height

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Insurance Specialties LTD

148 West Oak Street, Fort Collins, Colorado 80524, United States

970-490-1530

Copyright © 2022 Insurance Specialties LTD - All Rights Reserved.

Colorado Independent Insurance Agent

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